Credit Application




Applicant Information

Previous Address (If Less Than 2 Years At Current Address)

Applicant Personal Identification

Employment Information

No
Yes

Financial Information

Co-Applicant Information (If Applicable)

Own
Rent Parents Other

Co-Applicant Previous Address (If Less Than 2 Years At Current Address)

Co-Applicant Personal Identification

Co-Applicant Employment Information

No
Yes

Disclosure & Consent

In this Credit Application, "you", "your", and "yours" mean the Applicant and each Co-Applicant. "We", "us", and "our" mean Schooner Cove Marine and the Financier. In the event your Credit Application is declined by the Financier you authorize and direct us and/or the Financier to submit your Credit Application to one or more alternate finance sources (each a "Financier") for financing purposes. Schooner Cove Marine is the dealer who completes this Credit Application and submits it to the Financier for approval. "Information" means personal, financial, credit and other details about you that you provide to us and/or that the Financier obtain from others outside the organization, including through the products and services you use. "Manufacturer" means the manufacturer of the vehicle you are purchasing through this loan and its agents and suppliers. You agree that the Schooner Cove Marine may obtain, use and share Information set out in this Credit Application. You also agree that Schooner Cove Marine may use a service provider to allow the exchange of your Information with the Financier. the Financier may advise Schooner Cove Marine directly or through the Schooner Cove Marine's service provider of our decision to approve or decline this Credit Application. If the Financier declines your Credit Application you agree that any Financier to whom the Financier submits your Credit Application shall also be authorized to obtain, use and share Information about you in the same manner and to the same extent as described in clause (a) under "Consent to Obtain, Use and Share Your Information" below, however, such Financier's opt-out and privacy policies will govern, not those of Schooner Cove Marine.

Consent to Obtain, Use and Share Your Information.

(a)You agree that, throughout the Financier's relationship with you, the Financier may obtain, use and share Information about you with: you, credit reporting agencies, governmental agencies responsible for registration of vehicles and/or recording of driver's license information, other lenders, Schooner Cove Marine and other suppliers of goods and services to you, for the purposes of validating your identity, reviewing and verifying your creditworthiness, servicing the loan and for debt collection and contract enforcement purposes.

(b)During the term of your loan (and for a period of two (2) years thereafter), the Financier may also share Information with the Manufacturer, Schooner Cove Marine, or any third party Financier you may subsequently have dealings with for trade-in purposes, their agents and suppliers (including a copy of this Credit Application, the terms, conditions and status of your loan with us, such as amounts owing, whether your loan is in good standing, or whether it has been fully or partially repaid, vehicle information, and your contact information) for the purposes of:
(i) administering loan programs including end of term options available to you and facilitating the trade-in of your vehicle with our consent; or
(ii) enabling the Manufacturer, the Financier, their agents and suppliers to contact you about their products, services and related offers and promotions which they believe would be of interest to you. If you do not wish us to share your contact Information for this purpose, please call us at 1-902-826-2278. Please note that your loan information will continue to be shared in order to administer the loan programs. You must contact the Manufacturer, the Financier or third party Financier directly if you wish to opt-out of receiving marketing materials from them. Any personal information that you provide directly to the Manufacturer, Schooner Cove Marine or third party Financier will be governed by their own privacy policies and is not the responsibility of Schooner Cove Marine or the Financier.

(c)You also agree that, throughout our relationship with you, the Financier may also obtain, use and share information about you in the manner described in the Privacy Agreement which has or will be provided to you and is available on td.com, for the purposes of providing ongoing service, sharing Information with our affiliates, meeting legal requirements, understanding your financial needs, protecting us both from fraud and error, and marketing products and services to you by telephone, fax, and automatic dialing-announcing device, at the numbers you have provided us, or by internet, mail, email or other methods. If there is a conflict between the provisions of this Credit Application and the Privacy Agreement, the provisions of this Credit Application will prevail.

(d)You acknowledge that Schooner Cove Marine is the Financier's agent only for the purpose of completing this Credit Application and identification disclosure and submitting it to the Financier for approval.

(e)You certify that all Information in this Credit Application is true, accurate and complete. Schooner Cove Marine is not permitted to make any representations or warranties that are inconsistent with the written terms and conditions of any agreement with us.

By clicking SUBMIT you agree to the above